Financial Planning for
International Teachers

At Quintessential AMG we have extensive experience in working with international teachers and educators. We have clients working in approximately 30 different countries and over 100 different international schools.

We are very familiar with the financial needs of those working in the international education field. It is common for the international schools to pay very well, but they tend to offer very little in the way of pensions, life insurance and long-term financial planning.

Long-term financial planning but Short-term flexible accounts

At Quintessential AMG we can offer you long-term financial planning, but with short-term flexible accounts. This flexibility is crucial when you are planning to work in multiple different countries with differing levels of salary, allowing you to adjust your retirement contributions accordingly.

All of our accounts are specifically designed to allow you to contribute and withdraw money wherever you are in the world. As you move countries and employment, your financial plan and accounts can stay in place allowing you to have the structure that is vital to hit your retirement goals.

If you are ready to start your retirement planning by simply saving some money on a monthly basis, or you have already accumulated assets and would like our help with managing them and improving performance, then we would love to hear from you.

Below are some of the most Frequently Asked Questions we have from International Teachers:

How do I know how much my retirement pot needs to be worth so I can retire?

It is vitally important to understand what value your retirement pot needs to reach in order for you to receive a comfortable income in retirement. At the start of the process, we always create a Retirement Planner with each new client to analyse where they currently are financially, what they need to create by the age of 65 and how much they need to save each month in order to reach these goals. We can adjust the Retirement Planner to show different retirement ages and retirement income amounts, to reflect how aggressively each individual is saving.

Can I take my account or accounts anywhere in the world with me?

Yes. Everything we help to set up and manage is designed for those living and working abroad, so you can move around the world for employment and eventually retirement, whilst contributing or withdrawing based on your circumstances. Technically you are not ‘taking’ the accounts with you as they would be located in a jurisdiction which would not require them to be moved in the first place.

I am just starting out and currently have no savings. Can I open an account from zero?

Yes. Some of the best accounts on the market allow you to open them with a zero balance. Typically these would then require you to save into them on a monthly basis at an amount of your choosing. Our specialist advisors can recommend a sensible monthly savings amount based on your current salary and your future goals.

If I open an account, is there ongoing advice and management for the whole duration?

Yes. We do not just open the account for you and leave you to manage it. We are professional investment managers and will be overseeing your account throughout its whole duration. We advise on the investments themselves, keeping your documentation up to date for the purposes of international regulations and are always available to answer any questions by email or talk via video call.